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We have designed this Bikmo policy to be consistent with the demands and needs of most customers who cycle for pleasure, sport, leisure and commuting. However, Bikmo policy sales are non-advised. This means we will not make a direct recommendation that the policy will meet your demands and needs. Find out more.
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- – You must be aged 18 or over;
- – You or any person to be covered by this insurance must be resident in the United Kingdom;
- – You or any person to be covered by this insurance must not use your bike for professional purposes other than commuting or if you receive annual competition appearance fees of less than £5,000;
- – In the past 5 years you or any person to be covered by this insurance must not have made more than 2 claims for theft or damage to your cycles or have a total value of all claims relating to the theft or damage of your cycles that exceeds £5,000;
- – You or any person to be covered by this insurance must not have had any insurance or proposal cancelled, withdrawn, declined or subject to special terms;
- – You or any person to be covered by this insurance must not have been convicted of or charged with any offence, other than a motoring offence or conviction spent under the Rehabilitation of Offenders Act 1974;
- – You or any person to be covered by this insurance must not have been declared bankrupt or become insolvent or made any voluntary arrangement with creditors or been subject to enforcement of a judgement debt.
- For full details on policy requirements, please refer to our Terms of Business and our Privacy Policy.
- All other policy information can be found in the free insurance Policy Wording and Insurance Policy Information Document.