How it works

Get a quote

Get a quote to insure you, your bike(s) and your kit and get a 5% discount. If you’ve had 7 days free cover, just follow the email instructions.

Cover it all

If you’re like us, you’ll have lots of bikes in your garage. Make sure you add these to your quote to get maximum savings. We offer a multi-bike saving of up to 50%.

Get out there

If you’ve done that, then you’re covered. Get out there and ride with peace-of-mind and a smile on your face. You can login to your cloud account 24/7 to access your policy details.

Available Full Policy Benefits

Accidental damage

Accidents happen. Luckily, we’ve got your back in case you damage your bike accidentally.

Theft

Argh, did your bike get stolen? It happens and that’s why we’re here, just make sure you comply with our locking requirements.

Clothing + Headgear

We know you can wear the same value as your bike cost, so we cover clothing and headgear, as standard. You just need to sort out the road rash…

0% monthly payments

We won’t charge you to split your payments across the year, so maybe that new bike is in order? Lighter, faster and all that.

Mega insurer

We only work with the best. Which is why we chose the superb Hiscox to underwrite your Bikmo policy. Specialist insurers for cycle specialists.

Multi-bike

How many bikes should you own? n + 1. Correct. So we offer up to 50% discount on the bike value you leave at home while riding the others.

Breakdown cover

Call the broom wagon! If you’re out riding and can’t make it home as a result of an issue with your bike, we’ll cover the cost of your transport up to £150.

Worldwide

Planning to take your bike(s) on a trip to the Alps? We’ll cover your bike anywhere in the world when you’re away.

Accessories

Are you a gadget geek? We cover bike accessories as standard, so your lights, Garmin and even your GoPro are covered. Batteries not included. Limits apply.

Independent reviews by

Feefo

5/5

Independent rating based on 178 reviews

Meet the team

Small enough to care, large enough to cope, and able to chat about bikes all day… your Bikmo team are here to help you enjoy your cycling more, give you peace of mind, the best deals, and the kind of service you and your bikes deserve.

That’s when we’re not riding the Welsh hills, anyway.